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P&M CFO Treuhand · Zurich

Your company's finances — in real time

P&M CFO Treuhand takes over your bookkeeping and the role of the fractional CFO. Balance sheet, profit and open VAT — on your screen every day, not once a year in the annual accounts.

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CFO is in our name — and in the programme: bookkeeping, reporting and financial leadership from one source, for companies in the Canton of Zurich.

Your numbers only once a year?
That belongs to the past.

Today — your own bookkeeping team

  • 1–3 employed accountants in Zurich
  • Full cost per employee — from CHF 110'000 a year
  • A financial overview once a quarter or once a year
  • People risks: absence, turnover, holidays

With P&M CFO Treuhand

  • Balance sheet, profit and open VAT — every day
  • A fractional CFO who focuses on decisions
  • Significantly cheaper than your own department
  • Scalable — at any booking volume, without new hires

A traditional fiduciary is the shared accountant of SMEs. A fiduciary in the Arvut network is also their fractional CFO — and not only for small businesses.

A finance function at group level

You see solvency and true margin today — not only in the year-end accounts.

Real-time bookkeeping

Kept up day by day, not just once a quarter. Balance sheet, income statement, VAT position, receivables and payables — always current.

Fractional CFO (CFO level)

Management reporting, key figures and decision-ready analysis. You get insights and decisions instead of mere tables.

Financial statements under the Swiss Code of Obligations (OR)

Clean, audit-ready annual accounts — including coordination with your auditors.

Payroll and HR

Payroll accounting with cost centres, social insurance and withholding tax — reconciled to the rappen.

Client portal 24/7

Your numbers at any time, on all devices, in a protected area under the P&M brand.

Controlling and financial planning

Plan-vs-actual comparison, key figures and forecast. You see where you earn — and where you don't.

The strength of a group — without its headcount

CHF 110'000+
full cost of an in-house accountant in Zurich, per year
up to 70%
savings versus your own department
24/7
access to your numbers, any time
every day
your books are updated — not once a year

A fair price — compared with your own staff

An in-house bookkeeping team is not just the salary. With social contributions and a workplace, one accountant in Zurich costs over CHF 110'000 a year — a team, several hundred thousand. With P&M you get more — and pay significantly less.

Real-Time Books

10–49 employees

from CHF 18'000 / year
  • · Real-time bookkeeping + VAT
  • · Payables / receivables
  • · Client portal under the P&M brand
  • · Regular reporting

Popular with mid-sized companies

Most chosen Finance Partner

50–249 employees

from CHF 36'000 / year
  • · Everything in Real-Time Books
  • · Monthly management reporting
  • · Multi-currency EUR/CHF
  • · Quarterly reviews

Significantly cheaper than an in-house team

Virtual CFO

Large companies · groups · family businesses

from CHF 60'000 / year
  • · Everything in Finance Partner
  • · Consolidation and budgeting
  • · Fractional CFO
  • · Tax and financial planning

Cheaper than your own staff including a CFO

The exact price is set after a short analysis — it depends on booking volume and the number of entities. You can start with a three-month pilot at CHF 1'000 per mandate (credited if you continue). Request a quote.

Three steps to real-time finances

1

Introduction and analysis

A 30-minute conversation; we show you the portal using an example from your industry.

2

Transition

Usually 2–4 weeks, without interrupting your operations.

3

Working in real time

Daily updates, monthly reviews with your contact at P&M.

Focus on your business.
The numbers are our job.

Real time, control to the rappen and the role of a fractional CFO — from a CFO boutique in the heart of Zurich.

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Behind the numbers are people who know your business

The platform handles the routine — the P&M team takes on analysis, reporting and decisions.

Max Wirz

Max Wirz

Partner

An entrepreneur with many years of experience in CXO and board positions — the stature for the fractional-CFO role.

Pavel Volichenko

Pavel Volichenko

Partner

Your contact for bookkeeping and reporting — keeps your books in real time, accurately and reliably.

Short paths, clear answers: meetings in Zurich — in person or online, in German and English.

Close to you — in the heart of Zurich

  • ·Office at Sihlquai 131, 8006 Zürich
  • ·Serving companies across the Canton of Zurich
  • ·Central location, easy to reach by public transport and car
  • ·Flexible meeting formats — on site or online
  • ·German and English

Zurich — Switzerland's financial centre

This is the country's most expensive labour market — and exactly here real-time bookkeeping is at its most valuable: it replaces costly internal staff and delivers the financial picture daily. We know the local taxes and deadlines.

Let's start with a short conversation

Tell us about your company — in 30 minutes we'll show you what your bookkeeping looks like in real time and how much you save. The first conversation is free.

P&M CFO Treuhand AG

Sihlquai 131 · 8006 Zürich

+41 76 281 24 28

Reply within one business day.

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